At Silio, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal data when you use our app and services.

1. What We Collect

We collect information to provide and improve your Silio experience. This includes:

• Personal Info: Name, email address, phone number

• Financial Data: Budgets, savings goals, and transaction summaries (if integrated)

• Behavioral Data: App usage patterns, habits

• Device Data: Device type, app version, IP address

We do not collect or store your full banking credentials.

2. How We Use Your Data

We use your data to:

• Help you manage budgets and personal goals

• Calculate your SilioScore and provide insights

• Improve app features and send relevant notifications

• Comply with legal obligations and maintain security

We never sell your data to third parties.

3. Sharing of Data

Your data may be shared only with:

• Trusted service providers (e.g. cloud storage, analytics)

• Regulatory authorities if required by law

• Financial partners only with your consent

All third parties are bound by strict data protection agreements.

4. Your Rights

You have the right to:

• Access or correct your data

• Request deletion of your account

• File a complaint with a data authority

5. Updates to This Policy

We may update this policy occasionally. You’ll be notified through the app or email when major changes occur.

6. Contact Us

If you have questions or concerns, contact us at:
privacy@thesilioapp.com